Come this December 2nd, the Nielsens will be debt-free! Well, for the credit card anyway. We've been credit card debt-free before, but I actually think it'll stick this time. We've made some mindset changes that has enabled both Laura & I to stop using the credit card, but use the bank card instead. We still have a little more to go (some weeks we run out of money - oops!), but for the most part it's working out. The next step is budgeting. I have a feeling that is going on the New Year's resolution blog entry; stay tuned.